Watch the NJFS welcome video! Welcome to New Jersey Financial Services!

You have just entered the homepage for New Jersey Financial Services, a national lender specializing in church loans. Thanks for taking the time to visit with us and seeing if a loan through us is the right fit. Our team of professionals has extensive experience in loan structuring, and can structure the right loan for your church.

Church loans are not all the same. Too often we see churches desperately needing to expand, but are unable to obtain a loan under traditional lending rules. Whether your church needs a construction loan, refinance an existing loan, or purchase a new building, the team at New Jersey Financial Services can help with all your church financing solutions.

As you move though our homepage website, take advantage of use our interactive tools to help plan the right loan for your church. Also, don't forget to look for our blogs on the latest news and issues affecting church finance. We hope you find the site useful and informative. If you have any questions, don't hesitate to give us a call toll-free at 888-878-0929.

Thanks again!

Please use the expanding menu below to find the church lending information you need!

  • Lower the interest rate on our church loan
      Before we direct you to a solution, please take a minute to tell us more about your situation.

      1. Are you having difficulty making your mortgage payment with one week’s offering?
      Yes No
      2. Has your church experienced a significant loss in attendance?
      Yes No
      3. Is your current loan an adjustable interest rate that has increased?
      Yes No
      4. Are you trying to consolidate several loans?
      Yes No
      5. Are you trying to extend the length of time to repay your loan?
      Yes No


      For an expanded list of solutions, please fill out the following information or contact us at dave@njag.com or 888-878-0929.
      Email*:
      Contact name*:
      Church name*:
      City*:
      State*:
      Phone:
      Annual church income:
      Annual church building income:
      Annual church missions income:
      Total income:
      Annual church salaries:
      Annual church expenses (excluding salaries):
      Total expenses:
      Net income:
      *Required field

  • Get a loan for our church — and we need it ASAP!
      Click one of the links below to learn more about the type of church loan you're looking for. You will be redirected to a new page.
      - Get a loan for a church construction project
      - Refinance a current church mortgage
      - Purchase a building

      Not sure what you need or simply want more information? Feel free to talk with us directly or complete the online request form below. If you help explain what you're looking for, we can tailor a solution for you.
      Email*:
      Contact name*:
      Church name*:
      City*:
      State*:
      Phone:
      Annual church income:
      Annual church building income:
      Annual church missions income:
      Total income:
      Annual church salaries:
      Annual church expenses (excluding salaries):
      Total expenses:
      Net income:
      *Required field

  • Build a new facility or addition to our church.
      When do you need to build?

      For more information on what you should consider during your church building project, visit our construction page.

  • Find a solution to our church financial needs
      Has your loan come due? Is your interest rate too high? Do you need more money?

      Bucky, our refinancing expert, can help walk you through your options for refinancing existing debt, adding new loans and planning for a purchase or building project.

      Contact Bucky directly at 609-699-2201 ext 238 or buckyd@njag.org. You can read more about Bucky on his bio page.
  • The New Jersey Financial Services Team
      The team at New Jersey Financial Services has decades of experience helping churches find solutions to their bugetary and financial problems.
      Find out more about the NJFS Team

  • What's happening in the church lending marketplace

  • What churches should watch out for when beginning a construction project
      Congratulations! Your church has grown to the point where you need new facilities! Unfortunately, building programs (whether you're purchasing and renovating an existing site, or starting from scratch) are not for the faint of heart. Construction can be a time of great excitement, but the challenges are many. You can always count on a few surprises along the way, and the whole process can be daunting. Here's some useful advice to guide you as you get started.
      Before you even THINK about building, READ THIS ARTICLE!

  • How to choose the right architect, engineer and general contractor
      A building program of any size will require the talents of experts in this process. These individuals are critical to the success of your program and who you select is one of the most important decisions you'll make. Here are some tips that we hope will help you make the best possible selections.
      Find out how to spot the pros

  • How to lower our church interest rate
      Is your interest rate too high? Do you need more money?

      Bucky, our refinancing expert, can help walk you through your options for refinancing existing debt, adding new loans and planning for a purchase or building project.

      Contact Bucky directly at 609-699-2201 ext 238 or buckyd@njag.org. You can read more about Bucky on his bio page.


Foundation Capital Resources Since their inception in 2000, Foundation Capital Resources has emerged as one of the nation’s leading resources for loans and mortgage-secured financing for churches, schools and other faith-based lending organizations.

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